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Six-Month Reserve.
A deeper resilience reserve for families operating in unstable environments. Free starting structure. The working system lives inside Family OS.
Purpose
To define what 'six months of stability' actually means for your family, with a transparent readiness signal instead of a hopeful number.
What it helps organise
- Fixed vs variable obligations across six months
- Reserve depth across liquidity layers
- Relocation-adjacent scenarios: 3 / 6 / 12 months
- Currency mix for households operating across jurisdictions
What is included
- Definitions of what counts as 'a month' for this calculation
- Notes on partial readiness vs full readiness
- Adjustments for multi-currency households
Next operational step
Track the reserve and its readiness signal inside Family OS so the number stays honest as life changes.